Eligibility & Documentation

Eligibility

You must be at least 21 years of age on sanction of the loan
The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier.
You must be salaried or self-employed with a regular source of income.
Minimum age of co-applicant should be 18 years
If your spouse is an earning member, you can make him/ her, the co-applicant. Their income will be considered to enhance the eligibility
In case of co-owners in property, they must necessarily be co-applicants.

Documentation

Salaried Customers	Self Employed Professionals	Self Employed Non Professional
Application form with photograph duly signed by all applicants	Application form with photograph duly signed by all applicants	Application form with photograph duly signed by all applicants
Identity, Residence and Age proof Pan Card Copy Ration Card Copy Voter Id Card Passport Copy Latest Bank Statement Electricity Bill Landline Telephone Bill Certificate from Employer mentioning Address	Identity, Residence and Age proof Pan Card Copy Ration Card Copy Voter Id Card Passport Copy Latest Bank Statement Electricity Bill Landline Telephone Bill	Identity, Residence and Age proof Pan Card Copy Ration Card Copy Voter Id Card Passport Copy Latest Bank Statement Electricity Bill Landline Telephone Bill
Last 3 months Salary-slips	Education qualification certificate and proof of business existence	Proof of business existence
Form 16 / Income Tax Returns/GPF Statement	Last 3 years Income Tax Returns with computation of Income	Business profile on Letterhead
Last 6 months bank statements	Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account	Last 3 years Income Tax Returns with computation of Income
Processing fee cheque	Last 6 months bank statements	Last 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account
-	Processing fee cheque	Last 1 Year bank statements SavingsAccount CurrentAccount C/C & OD Account(if Any)
-	-	Processing fee cheque