Eligibility & Documentation

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Riya Financial Services

SCO-208 Sector-12 City Center, Karnal, Haryana - 132001, India

Mobile : +91-9896055300, +91-1844036089

Phone : +91-0184-4036089

Call Us : 08048065624

E-mail : riyafinancial@hotmail.com


Eligibility
  • You must be at least 21 years of age on sanction of the loan
  • The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier.
  • You must be salaried or self-employed with a regular source of income.
  • Minimum age of co-applicant should be 18 years
  • If your spouse is an earning member, you can make him/ her, the co-applicant. Their income will be considered to enhance the eligibility
  • In case of co-owners in property, they must necessarily be co-applicants.

Documentation

Salaried CustomersSelf Employed ProfessionalsSelf Employed Non Professional
Application form with photograph duly signed by all applicantsApplication form with photograph duly signed by all applicantsApplication form with photograph duly signed by all applicants
Identity, Residence and Age proof
  • Pan Card Copy
  • Ration Card Copy
  • Voter Id Card
  • Passport Copy
  • Latest Bank Statement
  • Electricity Bill
  • Landline Telephone Bill
  • Certificate from Employer mentioning Address
Identity, Residence and Age proof
  • Pan Card Copy
  • Ration Card Copy
  • Voter Id Card
  • Passport Copy
  • Latest Bank Statement
  • Electricity Bill
  • Landline Telephone Bill
Identity, Residence and Age proof
  • Pan Card Copy
  • Ration Card Copy
  • Voter Id Card
  • Passport Copy
  • Latest Bank Statement
  • Electricity Bill
  • Landline Telephone Bill
Last 3 months Salary-slipsEducation qualification certificate and proof of business existenceProof of business existence
Form 16 / Income Tax Returns/GPF StatementLast 3 years Income Tax Returns with computation of IncomeBusiness profile on Letterhead
Last 6 months bank statementsLast 3 years CA Certified / Audited Balance Sheet and Profit & Loss AccountLast 3 years Income Tax Returns with computation of Income
Processing fee chequeLast 6 months bank statementsLast 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account
-Processing fee chequeLast 1 Year bank statements
  • SavingsAccount
  • CurrentAccount
  • C/C & OD Account(if Any)
--Processing fee cheque



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